Visit HS-8 Squadron Website.
| Please, do not hesitate calling Emily or Lisa for any concerns! |
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This coming Sunday - August 26, 2007 at 2pm, we will be having a Hanger Bay Reception at the squadron to decorate and get ready! Kids are welcome. Be sure to attend and join in the fun and excitement!
USPS MILITARY PACK - YOUR FAMILY & FRIENDS CAN GET FREE
PACKAGING MATERIALS TO SEND YOU GOOD STUFF
The USPS has a program for military family members and friends
to supply them with packaging materials to send packages to troops
overseas, sailors on ships, etc. If you call 1-800-610-8734 and select
option #1, then #1 again, ask them for the "Military pack." They will
send you 8 boxes, tape, packaging materials and labels. They will also
give you an I.D. number so if your supply runs low, you just call them
up and they'll send you more supplies. The materials take about four to
ten days to receive. Since most places charge you for the box, tape,
filler, labels and everything else - this should help save some money.
Fleet Family Serivce Center (FFSC):
The FFSC has some great work shop and events here are some finicail ones, that may come in handy durring this deployment.
Workshops
Financial and consumer education are the focus of the Personal Financial Management Program. Services include workshops ranging from basic financial management tools to more sophisticated financial planning, financial crisis counseling, and personal budget assistance. For more information or to register, call Naval Base San Diego at (619) 556-9866 (Building 263), Naval Base Coronado at (619) 545-6071 (Building 318), or Naval Base Point Loma at (619) 545-8306 (Building 211), unless otherwise indicated.
Car Buying Strategies
Don’t let buying your dream car become a nightmare. There’s a lot more to it than just kicking the tires and making an offer. Learn how to do your homework, how to get the best price, find the best deal on financing, and what to do about your old car.
Consumer Awareness
Which describes you best - savvy consumer, totally clueless or something in between? With so many offers, schemes, and “deals” out there, we all need a good understanding of the risks, pitfalls, and long-term damage that can come when we sign on the dotted-line. Learn about making sound buying decisions, combating fraud and rip-offs, and your legal rights as a consumer. When it comes to spending your hard-earned money, knowledge is power!
Credit Management
Planning to buy a car, furniture, jewelry, or other “big ticket” item? How about those pre-approved credit card offers? Getting and keeping credit is just as important as getting a good price and good after-the-sale service. Learn about credit reports, how to shop effectively for credit, and how to pay it off before you’re old and gray.
Developing Your Spending Plan (Basic Money Management)
Wouldn’t it be nice to know how much money you will have in your account the day before payday? Set some goals, learn how to “make ends meet” without resorting to credit cards and loans to meet your normal monthly expenses. You can live well on Navy pay!
Home Buying
Buying a home is still the American Dream. But do words like “points”, “loan origination fee” or “escrow” sound like a foreign language? Learn how to determine your price range, how to select a real estate agent, and how to choose the best financing plan.
ID Theft – New!
One of the hottest financial topics around. Learn effective strategies for protecting your personal and financial information. Recognize potential scams and know exactly what to do in the event your identity is stolen. You can’t afford to miss this workshop!
Individual Financial Counseling
Are you juggling your bills? Are creditors calling for debt collection? Need help to repay your debts and still have money to live on? A Fleet & Family Support Center (FFSC) financial counselor is available Monday through Friday to help steer you toward the right resources to meet your basic financial needs. If you require further assistance with debt repayment, bill consolidation, creating a budget, or credit repair; the Consumer Credit Counseling Service (CCCS), a non-profit organization, provides in-house counselors at the NBSD and NASNI sites. Call FFSC for an appointment to help you resolve your financial problems.
Introduction to Savings and Investing
Making money with your money can be a very confusing idea. With so many different services, products, and potential risks facing the first-time investor, a basic understanding of the principles can be worth a lot of money. It’s not hard to become a millionaire on Navy pay. Come and see how it's done!
Planning for Retirement – NEW!
What will your retirement years be like? Will there be enough income to live comfortably? Research shows that you’ll need more than just your military retirement and Social Security to get by. Learn how to make decisions now, to ensure your retirement funding needs are met in the future.
Predatory Lending – New!
So you’re running a little short of money this month and that ad for an easy payday loan looks pretty good, doesn’t it? Look again – your real cost will be much higher than you think. Learn how to detect and avoid deceptive lending practices, both from the fly-by-night groups as well as “reputable” financial organizations. This short workshop could literally save you thousands.
REDUX and the $30,000
Life is full of choices. Some are big, and some are ENORMOUS -- with life-long consequences. As service members who started active duty after 31 July 1986 reach their 15th year of service, they have a big decision to make. The Navy is offering them a lot of money to agree to complete their "twenty". This is a no-brainer, right? Come join us for a presentation on the pros and cons of this issue. It's a decision that could cost you $250,000 in lifetime earnings. It's your choice – learn what you need to make the right one for you.
Savings and Investments
There is an old saying, “He who understands compound interest, earns it. He who does not, pays it.” Learn about the tools, techniques, and mental attitudes you will need to be successful. Nearly every Military Member can be a millionaire. Come learn how.
Surviving the Holidays Financially -- Offered for a Limited Time --
Shop smart for the holidays. Spend your money wisely. Learn to develop a financial plan for holiday spending. This workshop also deals with the use and abuse of credit. Give yourself the gift of "no extra debts" in January.
The Art of Successful Investing
Attend this personal financial planning seminar to help you set up a plan to reach your financial goals and eliminate roadblocks to success.
Thrift Savings Plan
If you’re looking for a painless way to grow your investment portfolio, here's your chance! Active duty and reservists are now able to participate in this Federal Savings Plan. Learn how contributing to the TSP can lower your federal income taxes now and help to assure your successful financial future. This workshop covers how to enroll, how much to contribute, how to direct your contributions, and much more.
HS-8 Ombudsman's
Lisa Edgerton
Phone: (619) 426-2580
Cell Ph: (619) 301-1221
For inquiries:
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Emily Jones
Phone: (858) 300-5918
Cell Ph: (619) 301-1221
For inquiries:
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